Medicare plays a critical role in healthcare planning for retirees and those approaching age 65. Understanding how the program works and how your income affects your costs can help you avoid unexpected expenses and make more informed financial decisions.

There are some changes for the 2026 tax filing season that people who are 65 years of age and older should be aware of. The most recent being the enhanced deduction for seniors, which is a provision of the One, Big, Beautiful Bill.

Sammy Kotob is the owner of Kotob Insurance Agency, and a licensed insurance agent with 9 years of industry experience and more than 45 years of business ownership experience.

Q: How long have you been a Nonprofit President?
A: Amanda and I started Happy Camper Foundation in 2021 and have been diligently raising funds to send kids to overnight camp ever since!