New Individual Coverage HRA Allows You to Reimburse Employees for Health Insurance

The new Individual Coverage HRA (ICHRA) lets you help employees with their health care costs without fear of ACA penalties. Starting January 1, 2020, employers can offer this new ICHRA.

Miracle of compounding interest that makes you wealthy

With the current state of the global economy, many baby boomers are trying to impart knowledge to millennials of investing to fund their retirement now instead of waiting until they are more financially stable.

What is the home budget and how can you optimize it?

The home budget consists of all the money received in a household.  To start, a budget will help you see how much money comes in and where it all goes.  A good home budget allows you to plan savings for those bad days that might appear in the future.  Also, a budget allows you to make financial decisions faster and with better accuracy.  The idea is to have a good method that helps you optimize the home budget, which will offer you control over your expenses.

One of the most important things in life is to always have a goal and commit to it. Goals allow us to stay focused on an idea, helping you get the best results. In this article we are going to show you how to set up goals for the short, (1 year and 2 years), and long term, (5 years). The process will be similar for each time period; however you need to note that for 1 or 2-year goals you should opt for simpler goals that will help you achieve your long term goals.